Angry but calm I return for the bank staff and tell them what just happened. I am amazed how the person at the bank didn’t inform Jane of this when it set way up.
This week an elderly lady, Jean, arranged a meeting with me to discuss her financial situation. She has four separate savings accounts, a mortgage and an offset account with money available for extra drawdown if required. Jane in her 70 years on this planet had never spoken with a Financial Adviser before. It is quite incredible that she now has decided to; congratulations to Jane!
Personally I’ve never had to deal with identity theft, but if someone had hijacked my card number, they’d been browsing the holiday magazine instead of escaping to paradise.
I personally only ever take money out on my debit card and from my own bank to make sure that I don’t pay charges on getting to my own money. A few months ago I received a new card from my bank which I called and checked that it was a debit card and they assured me it was.
Are you comfortable with being denied the privilege of spending your money as you see fit? With a second chance bank account you are not allowed to use your debit card at stores if your purchase will dip your account below a certain dollar amount. This amount can vary but typically hovers between $100-$200. You can only access this money via an ATM, and don’t use an ATM not owned by your bank because not only will the owner of the ATM charge you, but your bank will too!
Ask any pensioner who has received their retirement benefit or anyone who has received a lump sum as their severance pay. Can i Close my Bank Account to Stop Payday Loans is one of the hundreds of things associated with nearme loans. They will tell you that their greatest nightmare comes when they watch that money dwindling with no can i close my bank account to stop payday loans of how they are going to replenish it when it finishes.
Then panics set in, I started losing in forex market. Before a month, all my hard earned currency had disappeared. This is very bad for me but good for my broker. I re-funded my account up to 5 times, bought different softwares and robots, but I didn’t succeed in withdrawing a single dollar for almost 2 years. I nearly gave up but what I knew was that there are many traders who trade successfully without panics.
Draw a red line under the last balance in your checkbook register and write “In Balance and the date” so you will know this is the last time your checkbook agreed with the bank statement. Do the same on your bank statement too. Believe me; it will save a lot of headaches, down the road, when you may have a difficult time trying to reconcile your account. This way you only have to go back to the previous red line.
Some people think God should do everything for them. All they have to do is sit back and enjoy themselves and God will do everything for them. A prevalent attitude about faith supports this erroneous notion. Someone once compared this idea of faith as putting a “nickel in the slot and pull the lever” and you get what you want.
The next thing I knew I was talking with Fred on Yahoo Instant Messenger and he reveals to me that he is in Nigeria on a contract, and he has brought his 12 year old daughter Jenni along with him. Apparently they are stuck in the airport there because of terrorist activity in that country.
There are a couple of other things I can do regarding Jane’s superannuation to improve her position. Also a small inheritance is to be received and I will be making sure this is handled appropriately. It is great being able to make a few small changes that will have a positive impact on my clients.